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About Us

Earlene-Mckissick-Smith

In Loving memory of the Founder of Affordable Insurance Agency, Inc.,
Earlene Mckissick-Smith.

Affordable Insurance Agency is not just an agency that offers insurance, we make you feel like family. We believe in educating our customers on all their insurance options and saving them money as well. Excellent customer service is what we stand by, that is why our current customers trust in us and continue to refer their family and friends. We have 2 locations waiting to help you with your insurance needs! Our Arkansas location has proudly served customers for 24 years, and our Tennessee location for 14 years. We look forward to helping protect you and your family!

An Independent Advantage

We are Independent Agents in Memphis, Tennessee, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Affordable Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.